xero / zero are similar-sounding terms with different meanings (referred to as homophones). To better understand the differences, see below for definitions, pronunciation guides, and example sentences using each term. 👇
xero: NA
zero: (noun) a mathematical element that when added to another number yields the same number. (noun) the point on a scale from which positive or negative numerical quantities can be measured. (noun) the sight setting that will cause a projectile to hit the center of the target with no wind blowing. (verb) adjust (an instrument or device) to zero value. (verb) adjust (as by firing under test conditions) the zero of (a gun). (adjective) indicating the absence of any or all units under consideration. (adjective) having no measurable or otherwise determinable value. (adjective) indicating an initial point or origin. (adjective) of or relating to the null set (a set with no members).
xero: NA
zero: z·IH·r·ow
(Examples are Wikipedia snippets under the CC ShareAlike 3.0 license. Definitions drawn from WordNet.)